Investasi Guide

5 Complete Guide to Choosing the Type of Investment

5 Complete Guide to Choosing the Type of Investment

Of the variations in existing investments, there are many pros and cons that must be understood so that you don't make a wrong move. All complete guides are available to you here!

Ever wished you had a guide to understanding all the different types of investments that exist? Always confused about where to start or what investment assets? It's time to breathe a sigh of relief because all the investment guides are now available. Every rupiah you will work optimally with the following complete discussion.

Starting from determining investments, how investments work, calculating inflation estimates, investment timeframes to risk and management from a beginner's perspective, everything will be presented in full so that your every step is precise and directed.

1. Understand the Investment Mindset as a Beginner

Before starting an investment, you must first understand the purpose of your investment activity. Everyone has different investment goals and this will later influence the decision to choose the types of investments. Although different, basically there are 3 main goals in investing.

Safety

No investor wants to lose money, because of that the safety factor is very important in the decision to choose the types of investment. If your main goal is to invest more to ensure future security, then ideally the types of investments chosen later are indeed very low risk values ​​or guaranteed returns by the government.

Income

Investors who have the goal of getting extra income through investment should ideally choose the types of investments that are stable. Risk resilience must also be increased so that investment returns can keep pace with inflation, for example a combination of mutual funds, dividend stocks, or deposits in an investment portfolio.

growth

What is meant by growth is developing the initial capital to many times over (capital growth). If your investment goal is more to develop initial capital, then the types of investments can lead to fixed asset types, such as property, gold, and so on. Or you can be more aggressive with the types of investments that are high risk for high returns as well.

Is it okay for someone to have more than one investment goal? Can! But generally in starting an investment from scratch, you will be inclined to one particular goal while other goals are additional, for example: 75% for safety, 15% for income and 10% for growth (this composition varies greatly per individual).

Over time, investment goals will also change according to needs. The more you master these changing investment objectives, the clearer and more focused your selection of investment types will be.