IDEAL Indonesia

Apply for mortgages that is fast, safe and easy

Introducing IDEAL Indonesia - the most innovative way to find and apply for your dream home's mortgage. With our fully integrated and secure digital platform, you'll have access to a wide range of options from reputable property developers & banks. Our product covers wide range of mortgage needs from primary, secondary & takeover

Our user-friendly platform makes it easy for you to find / buy your perfect home, tell us your KPR product preferences, and choose well-suited 3 KPR products from 3 different banks of your choice. The best part? You only have to submit and verify your information once, and we'll take care of the rest.

IDEAL state-of-the-art Affordability Calculator will help you determine how much you can afford to make an informed decision. And with our real-time online application tracking feature, you'll always know where you stand.

Our partner ecosystem includes reputable property developers and banks to offer you the best homes and mortgage products in Indonesia. We currently work with Bank Mandiri, OCBC NISP, CIMB Niaga, Permata Bank, Bank Danamon, Bank Panin, and Maybank, with more major banks in our pipeline. Our major property developers include Sinar Mas Land, Agung Sedayu, Ciputra, and Cipta Harmoni Lestari, with many more coming.

So why wait?

Download the latest version of IDEAL, and let's get you into your dream home in no time because everyone deserves the opportunity and convenience to achieve an ideal life.

Find out more about IDEAL Indonesia at www.ideal.id.