Fintonic

The app to control your money, save and get the best financing.

FINTONIC - The app that gives you more money

GET THE LOAN AND HAVE MORE MONEY

With Fintonic you get the loan you need and we help you have more money with paid accounts, investments, saving on insurance, avoiding commissions...

WE ARE LOOKING FOR THE LOAN THAT FITS YOU

The best financing with your FinScore: the index that only Fintonic gives you that assesses how you manage your money.

Up to €50,000 between more than 45 entities.

100% online. No small print and no paperwork.

You will pay what you can pay. Tailored to your financial capacity.

GET THE BEST FINANCING WITH YOUR FINSCORE

Know your FinScore and achieve the best conditions on your loans, mortgages, cards, etc.

Negotiate face to face with the banks.

Enjoy a lower interest rate, a maximum financing amount and longer terms.

WE HELP YOU HAVE MORE MONEY

Still money is dead money. If you are one of those who have the typical savings cushion or some extra money in the bank, it is time to move it. At Fintonic we will show you at all times which are the best options.

PAID ACCOUNTS

A paid account is a bank account that offers a guaranteed fixed interest for a specified period.

Guaranteed profitability

Low risk

High liquidity, you can withdraw your money at any time without penalty.

INVESTMENTS

Real Estate Market: you need to have a certain liquidity. Currently, mortgages are very high and could harm your profitability, so the more money you can contribute from your pocket, the better.

Index funds: In the portfolio you can establish a risk level, to invest more money in fixed or variable funds. If you are young and have a stable source of income, you can choose a fairly high risk.

IMPROVE YOUR FINANCIAL WELL-BEING

With our Personal Finance Program you improve your finances, increase your savings, income and feel control over your money like never before. You can save between €2,000 and €5,000 the first year.

What you achieve with this Program:

9/10 people improve their income and save

7/10 have more control over their money

8/10 reduce their debts and even leave them behind

WHO IS BEHIND FINTONIC?

We are the first Spanish fintech authorized and supervised by the Bank of Spain, with registration number 6892, to provide account information and payment initiation services.

Behind us are more than 12 years at the user's side and more than 70 people working

More than 1 million people are already getting the most out of their money.

HOW DOES FINTONIC MAKE MONEY?

We are a free application. Our business model consists of helping users get the financial products that best suit them from more than 50 leading financial and insurance entities, telcos, and energy companies; We are not a comparator, we do everything for you.

We are committed to always offering the best for the user, because we have no conflict of interest. Fintonic makes money by charging companies equally when the user chooses to purchase a product. We never charge the user.

Your personal data is covered by the European General Data Protection Regulation (GDPR); They are strictly confidential and impossible to transfer to third parties.

You can request between €1,000 and €50,000, with a TIN from 6.3% (APR 6.99%) to 17.95% (APR 19.95%), to be repaid in 12 to 84 months, depending on your FinScore.

Example: €30,000 in 60 months at 7.95% TIN (8.25% APR). Total: €36,626.34.

help@fintonic.com / Tel.: 911 920 330

Paseo de la Castellana 163, floor 1, 28046, Madrid

SAFETY FIRST

Licensed by the Bank of Spain to provide account information and payment initiation services.

Fintonic complies with all the security requirements of the European Directive PSD2.

Technology verified and validated by the leading experts in digital security and privacy.